Your use of this website is subject to these important notes, our privacy policy and any other notices or disclosures contained on this website (collectively referred to as “these important notes”). By accessing this website and other websites through links provided on this website, you agree to be subject to these important notes. These important notes apply subject to any express contrary statement on a particular web page or in a particular document.
This Website
This website, www.providentcapital.com.au, is owned and operated by Provident Capital Limited ABN 78 082 735 573, AFSL 225172. Provident Capital Limited and its associates, employees and agents are referred to in these important notes as ‘Provident Capital’, or ‘we’ or ‘us’ or ‘our’.
General Disclaimer
We provide the information on this website in good faith. We believe this information is accurate at the time it is put on this website, although it may no longer be so when you access it. We are not liable to you for, and you release us from, any liability (whether arising in contract negligence or otherwise) for any loss you sustain by using this website or any of the information on it; this includes any indirect or consequential loss or any data loss or data corruption. This limitation on our liability applies except to the extent that any law prevents us from relying on it.
Website Links and Third Party Information
We include links and references to other websites for your convenience only. We do not control or endorse these other websites and we are not responsible for any information on any of these other websites. Following a link to and using any of these other websites is entirely at your own risk.
This website may provide information that has been written or prepared by people who are not our employees or representatives. Such information is provided for your interest and convenience only. This information will be clearly identified as the product of an independent third party. We are not responsible for the contents or accuracy of any of this information and the opinions expressed in it are not our opinions.
General Information Only
The information on this website should be used as general information only. It does not take into account the particular circumstances, investment objectives and needs for investment of any investor; nor does it purport to be comprehensive or constitute investment advice and you should not rely on it as such. You should consult a financial advisor to help you form your own opinion on the information on this website, and on whether the information is suitable for your needs and aims as an investor. You should consult appropriate professional advisers on any legal, stamp duty, taxation and accounting implications of making an investment or applying for a loan.
Privacy
We may hold and process personal information obtained about you as a result of your using this website. However, Provident Capital is committed to maintaining the privacy of any personal data it holds about you, and does so in accordance with the National Privacy Principles contained in the Privacy Act 1998 (Cth). Please read our privacy policy to understand how your personal information will be treated when you use this website.
Disclosure Documents and Offers
The offer to invest in Provident Capital or any of our financial products is made in a copy of the current disclosure document (a prospectus or product disclosure statement or other permitted document) for the relevant investment. You should obtain a copy of the current disclosure document for an investment and consider it in the light of your own circumstances before making any investment decision. You can obtain a copy of a disclosure document through this website or by contacting us. To make an investment you must complete the application form in or accompanying the current disclosure document for the relevant investment.
Australia Only
An investment under any of our current disclosure documents is only available to people receiving the disclosure document in Australia and investment funds must come from an Australian-domiciled bank or financial institution.
None of the services or financial products referred to on the website are available to persons resident in any place where such distribution would be contradictory to local law or regulation.
The disclosure documents are prepared under Australian law and do not constitute an offer of financial products, an invitation to subscribe for financial products or to enter into any legal agreement of any kind or to exercise any rights in relation to the offering of any financial products, or amount to a solicitation for any business, in any place other than Australia.
Accessing and/or using information relating to countries of which you are not a resident is done entirely at your own risk.
Risks of Investment
None of the investments in us or our financial products is a bank deposit. Investors risk losing some or all of their principal investment.
The current disclosure document for an investment sets out more information about the risks of the particular investment.
No Guarantee of Investment Performance
Provident Capital does not guarantee the performance of any investment nor the repayment of any principal amount invested in any financial product that Provident Capital issues or for which it acts as a responsible entity.
There is no guarantee that a financial product mentioned on this website will achieve its investment objective. Investment objectives are not intended to be a forecast; they are merely an indication of what the investment aims to achieve over its investment term having regard to the nature of the relevant investment. Investment returns are not guaranteed. There is a risk that an investment in us or any of our financial products may achieve lower than expected returns.
Past performance is not necessarily indicative of future performance. Any past performance information on this website is not intended to be a forecast.
All performance calculations are net of fees and charges, unless stated otherwise.
Ratings
Investment or credit ratings are only one factor to be taken into account when considering an investment. You should not rely solely on any investment or credit rating report and should seek your own financial advice before making an investment.
Copyright and Intellectual Property Rights
Unless expressly stated otherwise, Provident Capital is the owner or licensed user of the copyright and all intellectual property rights in this website and any material, design, technology or concept contained in or utilised by this website. All rights are reserved. You may use the information on this website for your own personal reference only. You may reproduce the information on this website in hard copy for your personal use only. Except as permitted under the Copyright Act 1968 (Cth) or applicable laws, this website and any portion of this website may not otherwise be reproduced, adapted, distributed, displayed or transmitted to any other person or incorporated in any way into another document or other material without Provident Capital’s express consent.
Governing Law
These important notes are governed by and are to be construed in accordance with the laws of New South Wales, Australia. You agree to the non-exclusive jurisdiction of the courts of New South Wales, Australia and any courts which may hear appeals from those courts in respect of any proceedings concerning these important notes or this website.
Amendments
We reserve the right to change the information provided on or via this website, including these important notes, at any time and without notice. It is recommended that you review the information provided on or via this website, including these important notes, periodically for changes.